Shop, Save, and Celebrate: Your Ultimate Guide to Festive Credit Card Deals this Diwali
Credit Card Deals: The holiday season is a great time for shoppers to take advantage of the enticing offers provided by banks and major brands. To make the most of these deals, it is important to choose a credit card that aligns with your spending habits. Credit cards offer a range of features, including online and in-store payments, building credit history, and instant access to funds in emergencies. During the festive season, you can maximise rewards such as cashback, travel perks, extended warranties, and more.
Specialised Card Categories: Credit Card Deals
Credit card deals often vary depending on the type of card and the eligible customers. Banks collaborate with brands to offer cards with specific perks in various categories. For example, HDFC Bank’s Regalia Gold Credit Card offers rewards on lifestyle brands like Marks & Spencer, Myntra, and Nykaa. On the other hand, the HDFC Bank MoneyBack+ Credit Card is ideal for everyday expenses, providing 10X CashPoints on platforms like Amazon, BigBasket, Flipkart, Reliance Smart SuperStore, and Swiggy.
A Glimpse of Top Bank Offers-Credit Card Deals
Let’s take a look at some of the top credit card offers from major banks during this festive season:
- State Bank of India (SBI): SBI has partnered with top brands across diverse categories, offering discounts at Amazon and cashback on Samsung purchases, among other deals.
- HDFC Bank ‘Festive Treats’: HDFC Bank presents a range of offers, including discounts on Marks & Spencer, lounge access at airports, and cashback on Amazon, BookMyShow, and more.
- Kotak Mahindra Bank: Enjoy discounts on Myntra, Ed Sheeran’s India Tour tickets, Disney+ Hotstar, and other lifestyle products.
- Bank of Baroda ‘#FestiveShoppingRewards’: This initiative offers various rewards and deals for credit cardholders, including discounts on Amazon, Flipkart, Yatra, and more.
How to Make the Most of Your Credit Card This Diwali
To maximise your credit card benefits during Diwali, consider the following tips:
- Use Multiple Credit Cards: Utilise different cards for different expenses to earn more rewards and discounts.
- Keep Track of Spends: Monitor your credit card transactions and reward points, as they often have expiration dates and category-specific benefits.
- Opt for Co-branded Cards: Choose co-branded cards for higher rewards or cashback in specific categories.
- Make Frequent Routine Purchases: Use your credit cards for routine purchases to accumulate more rewards and enjoy cashless transactions.
Using credit cards strategically during Diwali can help you save significantly and enhance your festive shopping experience.