Air pollution and health insurance: How to protect yourself

Air pollution in Delhi and the surrounding areas has reached alarming levels in recent weeks. This issue is not limited to Delhi alone, as states like Haryana, Punjab, and Uttar Pradesh are also grappling with poor air quality. The rising number of health issues linked to air pollution has prompted more people to consider obtaining health insurance.

Air pollution: Specialized Health Insurance for Air Quality-Related Conditions

According to Policybazaar, an online insurance aggregator, the number of health insurance inquiries from these areas has increased by 50-60% compared to last year. This reflects the growing concern among people about the impact of air pollution on healthcare costs.

Hospitals in Delhi have witnessed a surge in the number of patients suffering from respiratory ailments due to the spike in air pollution. Doctors have also warned that individuals residing in highly polluted areas may experience breathing problems, skin and eye irritation, and heart ailments. Consequently, there has been a significant increase in the number of health insurance claims.

Siddharth Singhal, the Business Head of Health Insurance at, informed Mint that there has been a noteworthy upswing in hospitalisations, primarily due to respiratory ailments such as asthma, worsening cases of chronic obstructive pulmonary disease (COPD), and even instances of cancer. He further added that the average claim size has also significantly increased this season.

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In summary, the alarming levels of air pollution in Delhi and neighbouring areas have led to a surge in health insurance inquiries and claims. The growing concern among people about the impact of air pollution on healthcare costs highlights the urgent need for effective measures to tackle this issue and protect the well-being of individuals.

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