Due to the central government’s guidelines, individuals who migrated to cities and towns for work or employment may lose their opportunity to benefit from the Indiramma housing scheme. The eligibility for these houses is now directly linked to the address on the applicant’s Aadhaar card. According to the new rules, the house will only be granted in the area listed on the Aadhaar card. This is a significant setback for those who migrated from rural areas to urban cities, as they will not be eligible for homes in their native villages, even though they may have intended to apply for a house in their hometown.
The process of selecting beneficiaries involves a three-level screening of applications, with the Aadhaar card becoming a crucial element in validating applicants. The Aadhaar card will reveal the applicants’ entire background, and any false information provided can easily be flagged. Those who hold rural land but have an urban address on their Aadhaar will find it difficult to qualify for the housing scheme. The migration of individuals from various districts to cities like Hyderabad for work has increased the number of urban-based applications, which is complicating the selection process.
Officials are screening over 82 lakh applications under the Indiramma Housing Scheme, with a significant portion still under review. The central government’s strict guidelines are being followed, including socio-economic caste census and house surveys. For eligibility, applicants must either have no house or reside in a makeshift or small two-room house.
Key Criteria for Eligibility:
- The individual must not own a home or must be living in a makeshift home.
- An Aadhaar card is necessary for verifying applicant details, including financial information and assets.
- Applicants must pass an in-house survey.
- Ineligible individuals include those with significant financial resources (such as those holding a Kisan Credit Card above ₹50,000, government employees, or those with an income above ₹15,000 a month).
The scheme is facing a challenge, especially for individuals working in urban areas, where their income may disqualify them despite their need for housing. The state government is continuing its efforts, but the guidelines seem to make it increasingly difficult for a large section of the urban working class to benefit.